Affordability calculator
Know your number
before you call.
Enter your monthly income and essential expenses, and we'll suggest an instalment you can actually sustain. Nothing is stored or sent — the numbers stay on your device.
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Total expensesR 0
—of income spent
Disposable income
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What remains each month after your essential expenses.
Suggested monthly instalment
Cautious · 25%
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Slow and safe
Balanced · 35%
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Most sustainable
Committed · 50%
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Fastest payoff
This calculator provides guidance only and does not constitute financial advice or an offer of settlement terms. All payment arrangements are subject to assessment and confirmation by VVM.